Financial Matters

Military Discount

Georgia Reproductive Specialists is also proud to offer a 30% discount to all active duty, retired, National Guard and reserve military members. The discount will be offered on all consultations and treatments, excluding outside lab work. Please present a valid military ID at the time of service to receive the discount. For more information regarding all treatment pricing and options, contact the GRS Financial Coordinator at 404-843-2229 or

In addition to the 30% discount GRS offers to all active duty, retired and reserve military members, we are also a participating clinic in the "Service to Veterans" program. Recently introduced by the American Society for Reproductive Medicine and the Society for Assisted Reproductive Technology, the program provides deeply discounted IVF treatment cycles and related services to those veterans whose service related injuries have damaged their reproductive systems and require treatment to achieve pregnancy. As a participating clinic, GRS is offering a 50% discount. To determine eligibility, please call us at 404-843-2229 or visit the ASRM website.


We encourage each of our patients to understand their infertility insurance benefits, the costs associated with treatment options and the likelihood of success in an effort to make informed choices related to the treatments recommended by the GRS physician. A GRS financial counselor will personally meet with you to explain your insurance coverage and benefits. During this meeting, the counselor will review anticipated costs for medical treatments that you may be considering and review any responsibility for payment that you may have due to deductibles, co-insurance or co-payments. Visit our list of participating Insurance Coverage and learn more about the Nuts and Bolts of Insurance for Infertility.

Our Treatment Programs

The self-pay programs include our unique IVF Shared-Risk Program, IVF and IVF Plus. These plans were designed to maximize your chances of conceiving through appropriate treatment while minimizing the overall financial risk that can accompany treatment.


The cost of infertility medication can contribute up to one-third of the cost of one cycle. GRS works with fertility pharmacies, both local and mail order, that offer a full-range of infertility medications and supplies at reasonable costs.


Georgia Reproductive Specialists partners with a variety of financial lenders. Our Financial Coordinators will work with you to determine your financial needs and help you navigate the different options available.

The WINFertility Quality Discount Treatment Program is offered in Atlanta to Georgia Reproductive Specialists’ patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment. The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are significantly discounted for service medical fees and retail pharmacy rates. There are no clinical or age requirements to participate. Patients enrolled in the WINFertility Program are treated with the highest quality treatments and services including optimal dosages of required fertility medications to achieve a safe and successful outcome.

If you have any questions or concerns related to financial issues, please contact a GRS Financial Coordinator at 404-843-2229 or
Insurance Coverage
IVF Shared Risk
Global Fee Programs

Insurance Coverage
IVF Shared-Risk Program
Global Fee Programs

GRS is proud to announce our partnership with Granting Miracles, a non-profit devoted to helping infertile couples achieve their dream of having a family. The generosity of Granting Miracles helps those couples in need of IVF assistance by selecting applicants for a grant that can be used toward fertility treatment costs. Read the requirements for the grant, a description of the process, and download your application checklist and forms here.

We are pleased to provide patient financing for all of our fertility procedures through United Medical Credit. You can get more information on their website at United Medical Credit. United Medical Credit offers affordable monthly payments, competitive interest rates, multiple financing plans to choose from and many more!

Prosper Healthcare Lending is the premier financing company in the fertility and surrogacy industry.
With over 1,500 fertility patients empowered by over $21,000,000 in funded loans, this is a name and financing program you can trust.
Some of the benefits of using Prosper Healthcare Lending for financing your fertility treatment include:
  • Financing ANY fertility or surrogacy treatment related expenses, including medication
  • Loan amounts go up to $100,000 and terms out to 84 months
  • Instant decision without affecting your credit on loans under $35,000*
  • Anyone can submit- family members or friends can inquire about a loan on your behalf
  • Convenient- you can apply through your provider’s website in less than 2 minutes

Apply through the provider link above, or find us at
Georgia Reproductive Specialists, L.L.C. - Provider #003384

Prosper Healthcare Lending Brochure

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